On 12 March 2014, the European Parliament accepted with clear majority their proposed amendments to the Commission’s draft regulation. The Council’s discussions to conclude with a common position are still ongoing. The Parliament’s rapporteurs expressed their hope and expectation that the newly elected European Parliament and the European Commission will continue to push for the data protection reform, without having to start from scratch.

With view to the current opinion polls it seems quite likely that the newly elected Parliament will urge the Council to start the long awaited Trilogue as from July, just after the Council’s working meeting in June.

Still numerous Member States insist, that “quality goes first”, which could translate into further postponement, meaning that not even a common position may be reached within the next months. Since the unresolved debate on the “one stop shop”-approach, little progress has been made. The Greek presidency made efforts to move forward. But even after another ten working sessions in the working groups the Member States couldn’t agree so far on essential compromises. Nonetheless the Greek presidency recently expressed its intention to come up with a common position in June.

With regard to the actual state of play in the Dapix-working group this seems to be a very ambitious plan. UK for example criticizes the lack of clear a proper steering. And whilst for example Germany still emphasizes its intention to contribute to the project in a constructive way, it continues to revise details and issues, as if the debate just started.

The data protection reform could evolve as one of the first power tests between the newly elected European Parliament and the Council.


FENCA, the Federation of European National Collection Associations, represents the interests of the European credit management, debt collection and debt purchase sector on the European level, coordinating the exchange with the institutions of the European Union, stakeholders in the European financial services industry, consumer groups and the European public.

Founded in 1993, FENCA’s 23 national member associations represent 75% of all credit management, debt collection and debt purchase companies in Europe and hold 80% of the market share within the EU, with well over 80,000 staff providing services for more than five million businesses, including SMEs, European and overseas banks, as well as the public sector across the EU.

One of the key activities of FENCA is to set and continuously improve business standards and good practices within the sector across the EU, to which its members subscribe in order to provide the best possible service to creditors, clients and consumers alike.

The European credit management, debt collection and debt purchase sector re-injects between 45 and 55 billion Euros of valid claims back into the EU-economy each year, thereby securing above all the liquidity of micro, small and medium enterprises within the EU, while helping to keep the cost of credit at a reasonable level for all consumers.

Through its cooperation with the IACC (FENCA committee) and ACA International in the United States of America, FENCA is part of a worldwide sectoral network of credit management, debt collection and debt purchase companies.


  • Inkassoverband Österreich
  • Association of the Collection Agencies in Bulgaria
  • Croatian Debt Collection Agency Association
  • Danks InkassoBrancheforening
  • AIA - Asociace Inkasních Agentur
  • ANCR
  • BDIU
  • Makisz
  • UNIREC - Unione Nazionale Imprese a Tutela del Credito
  • NVI
  • PZZW-Polski Związek Zarządzania Wierzytelnościami
  • AMCC
  • ASINS: Asociácia slovenských inkasných spoločností
  • Svensk Inkasso
  • VSI - Verband Schweizerischer Inkassotreuhandinstitute
  • CSA - Credit Services Association
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